11 Ways to Save Money on Pet Expenses

Owning a pet can be quite costly. Feeding, housing, and caring for a pet can quickly become expensive. For example, the monthly cost for a dog can range from £100 to £500, especially if you use doggie daycare services.

To help manage these costs, we spoke with money.co.uk for their top tips on saving money on pet expenses. If you’re considering getting a dog or cat, use the RSPCA’s pet calculator to see if you can afford it!

Lucinda O’Brien, a savings account expert at money.co.uk, shared:

“Pets are part of the family, so it’s natural to want to provide the best care possible. However, pet expenses can add up quickly, putting pressure on finances. It’s important to consider your budget and find ways to save money. In honor of National Pet Month this April, here are some ways pet owners can save money – from buying secondhand toys to setting up a savings account for emergencies.”

Read more: Budgeting and Financing for Your New Puppy

1. Explore Subscriptions Pet food is essential for your pet’s wellbeing. Once you find a diet that works, consider reducing costs through a monthly subscription with pet food brands. Subscriptions often come at a reduced cost and offer the convenience of home delivery.
2. Buy in Bulk If a subscription isn’t suitable, try buying food and other essentials in bulk. Look for special deals on larger quantities to save money over time. Be sure to check the use-by dates to ensure freshness.
3. Sign Up for Loyalty Clubs Many pet shops offer loyalty programs. For instance, Pets at Home’s VIP Club offers free membership with monthly vouchers and special birthday offers for your pet.
4. Compare Prices Reduce costs by comparing prices between supermarkets and online retailers. Though it requires some research, this effort can result in significant savings.
5. DIY Grooming Professional grooming can be pricey, especially for pets needing regular grooming. Learn to groom your pet at home with online tutorials. Investing in grooming equipment can save money in the long run. If full grooming at home isn’t feasible, try basic grooming like brushing and bathing.
6. Make Your Own Treats Avoid the pressure to buy new treats constantly. Many online recipes use basic ingredients to create homemade treats, like combining banana, natural peanut butter, and oats for dog treats.
7. Shop Second-Hand Save money by buying second-hand toys from charity shops. Ensure the toys are in good condition and safe for your pet.
8. Ask Friends and Family If you need specific items like a crate or carrier, ask friends and family if they have one to lend. Sharing items can significantly reduce costs.
9. Schedule Check-Ups Regular vet check-ups and vaccinations are crucial for your pet’s health. These preventative measures can avoid costly health issues in the future.
10. Consider Pet Insurance Pet insurance can be a safety net for unexpected vet bills. Research different policies to find the right coverage. It may seem unnecessary when your pet is healthy, but insurance can be invaluable for unexpected illnesses or injuries.
11. Set Up a Savings Pot If possible, save a small amount each month in a savings account dedicated to pet emergencies. This fund provides peace of mind, knowing you have money available for your pet’s unexpected needs.